{"id":430,"date":"2014-11-03T18:14:18","date_gmt":"2014-11-03T18:14:18","guid":{"rendered":"http:\/\/www.emily-esque.com\/wp\/?p=430"},"modified":"2015-02-12T20:38:10","modified_gmt":"2015-02-12T20:38:10","slug":"opm-plans-largely-maintain-transition-related-care-exclusions","status":"publish","type":"post","link":"http:\/\/www.emily-esque.com\/wp\/?p=430","title":{"rendered":"Federal Government Largely Continues to Discriminate Against Transgender Employees in Insurance Plans"},"content":{"rendered":"

OPM has uploaded the plan brochures for the Federal Employee Health Benefits Program for plan year 2015. \u00a0Prior research had already determined that none of the nationwide open-to-all plans would be removing the exclusion of coverage for transition-related care, but regional information was not yet available. \u00a0I lack the time to do a thorough 50-state survey, though OPM should be responding to my FOIA request seeking that information in the near future.<\/p>\n

In the meantime, here are the insurance plans available in the DC Metro area (focused on HMOs and not HDHP, as HDHP is not a worthwhile\u00a0insurance structure\u00a0for individuals with regular expected health costs, such as regular hormone treatments).<\/p>\n

National Fee-for-Service Open to All<\/div>\n
\n
Blue Cross and Blue Shield Service Benefit Plan (FEPBlue) –\u00a0<\/strong>http:\/\/www.opm.gov\/healthcare-insurance\/healthcare\/plan-information\/plan-codes\/2015\/brochures\/71-005.pdf<\/a>\u00a0– Maintains exclusion<\/div>\n
<\/div>\n
GEHA Benefit Plan Nationwide –\u00a0<\/strong>http:\/\/www.opm.gov\/healthcare-insurance\/healthcare\/plan-information\/plan-codes\/2015\/brochures\/71-006.pdf<\/a>\u00a0– Maintains exclusion<\/div>\n
<\/div>\n
NALC Nationwide –\u00a0<\/strong>http:\/\/www.opm.gov\/healthcare-insurance\/healthcare\/plan-information\/plan-codes\/2015\/brochures\/71-009.pdf<\/a>\u00a0– Maintains exclusion<\/div>\n
<\/div>\n
SAMBA Nationwide –\u00a0<\/strong>http:\/\/www.opm.gov\/healthcare-insurance\/healthcare\/plan-information\/plan-codes\/2015\/brochures\/71-015.pdf<\/a>\u00a0– Maintains exclusion<\/div>\n
<\/div>\n
MHBP Nationwide –\u00a0<\/strong>http:\/\/www.opm.gov\/healthcare-insurance\/healthcare\/plan-information\/plan-codes\/2015\/brochures\/71-007.pdf<\/a>\u00a0– Maintains exclusion<\/div>\n
<\/div>\n
APWU Nationwide –\u00a0<\/strong>http:\/\/www.opm.gov\/healthcare-insurance\/healthcare\/plan-information\/plan-codes\/2015\/brochures\/71-004.pdf<\/a>\u00a0– Maintains exclusion<\/div>\n<\/blockquote>\n
National Fee-for-Service Plans Open Only to Specific Groups<\/div>\n
\n
Rural Carrier Benefit Plan – \u00a0<\/strong>http:\/\/www.opm.gov\/healthcare-insurance\/healthcare\/plan-information\/plan-codes\/2015\/brochures\/72-005.pdf<\/a>\u00a0– Maintains exclusion<\/div>\n
Who may enroll in this Plan<\/strong>: Only eligible active and retired rural letter carriers of the U.S. Postal Service may enroll in this Plan. To enroll you must already be, or must immediately become, a member of the\u00a0National Rural Letter Carriers\u2019 Association<\/div>\n
<\/div>\n
Panama Canal Area Benefit Plan –\u00a0<\/strong>http:\/\/www.opm.gov\/healthcare-insurance\/healthcare\/plan-information\/plan-codes\/2015\/brochures\/72-004.pdf<\/a>\u00a0– Maintains exclusion<\/div>\n
Who may enroll in this Plan<\/strong>: Annuitants (retirees and\/or survivors)\u00a0who are eligible for coverage under the Federal Employees Health \u00a0Benefits Program, who reside in Panama and who become a member of the Association.<\/div>\n
<\/div>\n
Foreign Service Benefit Plan –\u00a0<\/strong>http:\/\/www.opm.gov\/healthcare-insurance\/healthcare\/plan-information\/plan-codes\/2015\/brochures\/72-001.pdf<\/a>\u00a0– REMOVES EXCLUSION<\/span><\/strong><\/div>\n
Who may enroll in this Plan<\/strong>: You must be, or become, a member of the American Foreign Service Protective Association<\/div>\n
<\/div>\n
Compass Rose Health Plan –\u00a0<\/strong>http:\/\/www.opm.gov\/healthcare-insurance\/healthcare\/plan-information\/plan-codes\/2015\/brochures\/72-007.pdf<\/a>\u00a0– Maintains Exclusion<\/div>\n
Who may enroll in this Plan<\/strong>: Civilian Active and Retired employees of\u00a0the following organizations:\u00a0Central Intelligence Agency (CIA),\u00a0Defense Intelligence Agency (DIA),\u00a0Department of Defense\/ Civilian and Civilian Retirees (DOD),\u00a0Department of Energy, Office of Intelligence and Counterintelligence,\u00a0Department of Homeland Security, Office of Intelligence and Analysis,\u00a0Department of State,\u00a0Department of Treasury, Office of Intelligence and Analysis,\u00a0Drug Enforcement Administration, Intelligence Division,\u00a0Federal Bureau of Investigation (FBI),\u00a0National Geospatial-Intelligence Agency (NGA),\u00a0National Reconnaissance Office (NRO),\u00a0National Security Agency (NSA),\u00a0Office of DNI (ODNI) and Affiliated Centers,\u00a0Office of Naval Intelligence,\u00a0United States Agency for International Development (USAID)<\/div>\n<\/blockquote>\n
HMOs<\/div>\n
\n
\n
Aetna DC Metro –\u00a0<\/strong>http:\/\/www.opm.gov\/healthcare-insurance\/healthcare\/plan-information\/plan-codes\/2015\/brochures\/73-052.pdf<\/a>\u00a0– REMOVES EXCLUSION<\/span><\/strong><\/div>\n
CareFirst BlueChoice DC Metro –\u00a0<\/strong>http:\/\/www.opm.gov\/healthcare-insurance\/healthcare\/plan-information\/plan-codes\/2015\/brochures\/73-718.pdf<\/a>\u00a0– Maintains Exclusion<\/div>\n
Kaiser Foundation DC Metro –\u00a0<\/strong>http:\/\/www.opm.gov\/healthcare-insurance\/healthcare\/plan-information\/plan-codes\/2015\/brochures\/73-047.pdf<\/a>\u00a0– REMOVES EXCLUSION<\/span><\/strong><\/div>\n
M.D. IPA DC Metro –\u00a0<\/strong>http:\/\/www.opm.gov\/healthcare-insurance\/healthcare\/plan-information\/plan-codes\/2015\/brochures\/73-100.pdf<\/a>\u00a0– Maintains Exclusion<\/div>\n
United Healthcare DC Metro – <\/strong>Plan doc not available due to file corruption; plan docs for non-DC regions indicate exclusion maintained (see, for instance\u00a0http:\/\/www.opm.gov\/healthcare-insurance\/healthcare\/plan-information\/plan-codes\/2015\/brochures\/73-105.pdf<\/a>\u00a0(CA UnitedHealthcare)).<\/div>\n
Innovation Health Plan Northern Virginia –\u00a0<\/strong>http:\/\/www.opm.gov\/healthcare-insurance\/healthcare\/plan-information\/plan-codes\/2015\/brochures\/73-885.pdf<\/a>\u00a0– NO EXCLUSION<\/span><\/strong><\/div>\n<\/blockquote>\n<\/div>\n","protected":false},"excerpt":{"rendered":"

OPM has uploaded the plan brochures for the Federal Employee Health Benefits Program for plan year 2015. \u00a0Prior research had already determined that none of the nationwide open-to-all plans would be removing the exclusion of coverage for transition-related care, but regional information was not yet available. \u00a0I lack the time to do a thorough 50-state […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":false,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2},"jetpack_post_was_ever_published":false},"categories":[1],"tags":[],"class_list":["post-430","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p5pI5m-6W","jetpack_featured_media_url":"","_links":{"self":[{"href":"http:\/\/www.emily-esque.com\/wp\/index.php?rest_route=\/wp\/v2\/posts\/430","targetHints":{"allow":["GET"]}}],"collection":[{"href":"http:\/\/www.emily-esque.com\/wp\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/www.emily-esque.com\/wp\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/www.emily-esque.com\/wp\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"http:\/\/www.emily-esque.com\/wp\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=430"}],"version-history":[{"count":5,"href":"http:\/\/www.emily-esque.com\/wp\/index.php?rest_route=\/wp\/v2\/posts\/430\/revisions"}],"predecessor-version":[{"id":435,"href":"http:\/\/www.emily-esque.com\/wp\/index.php?rest_route=\/wp\/v2\/posts\/430\/revisions\/435"}],"wp:attachment":[{"href":"http:\/\/www.emily-esque.com\/wp\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=430"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/www.emily-esque.com\/wp\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=430"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/www.emily-esque.com\/wp\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=430"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}